For several decades I had always regarded AMP as a plodder with many life assurance advisors who returned minimal financial benefits particularly with life assurance bonuses which were pitiful. I always considered one day it would blossom and following a number of glowing reports I took the plunge a few months ago. The result a capital loss of 22% loss. Your thoughts, take my loss smile and invest elsewhere or holdout and await a long claw back if ever.