Super contributions

Your answer to the question regarding adding to super after the age of 65 confuses me.

My understanding is that one can contribute up to $180k pa as a non-deductible contribution, without working , up to turning 75 years old, and that the 40 hours work requirement after turning 75 applies to deductible contributions of $35k pa.

 

A: Between 65 and 75, to make any contribution – concessional or non-concessional – you must meet the work test.

After age 75, only mandated employer contributions are allowed – that is the compulsory 9.5% under the Super Guarantee Legislation.

Hope this clarifies the situation.


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