A: Thanks for the question.

There is no right or wrong answer to this question.

That said, many investors will struggle to get exposure to a diversified portfolio of overseas shares if they buy individual stocks, due to things such as transaction costs and knowing what to buy. If you want specific exposure to a sector or industry, then you might want to consider buying individual shares.

Most investors will opt for a managed option – either an index based exchange traded fund, or an actively managed fund like Contango Global Growth (CQG). If looking at the actively managed option, you may want to diversify across managers and consider two or three funds.

Hope this helps