US stocks have fallen modestly, ending the Dow’s four-day streak of fresh records, as the Justice Department announced a record $US13 billion ($A13.91 billion) settlement over mortgage securities with JPMorgan Chase.

At the closing bell on Tuesday the Dow Jones Industrial Average was down 8.99 points (0.06 per cent) at 15,967.03.

The broad-based S&P 500 fell 3.66 (0.20 per cent) to 1,787.87, while the tech-rich Nasdaq Composite lost 17.52 (0.44 per cent) at 3,931.55.

JPMorgan’s shares gained 0.7 per cent to $US56.13 after the Justice Department deal, which resolves most federal and state complaints over its sales of mislabelled mortgage-backed securities ahead of the financial crisis.