Personal finance loans rose by 0.1 per cent in July, official figures show.

The Australian Bureau of Statistics (ABS) on Monday said personal finance commitments, seasonally-adjusted, increased to $7.522 billion in July, from $7.513 billion in June.

Total commercial loans in June fell 5.0 per cent to $29.819 billion, seasonally-adjusted, from $31.395 billion in June.

Lease finance was up 3.4 per cent to $569 million, compared with $550 million the previous month.

Housing finance for owner occupation fell 1.4 per cent to $13.386 billion, from $13.573 billion the month before.