Dear Paul, Thank you for re-explaining the CBA share buy-backs. What happens to holdings in SMSF, that have assets exceeding the “transfer balance cap” of $1.6 m and currently are partly in “pension” to the TBC and “accumulation” for the rest. The CBA holding “straddles” both.

I want to simplify my portfolio holdings, what is the best ETF for dividends.

Can you please help looking to buy a EFT that pays a quarterly dividend Thanks

Hi Paul, I wanted to clarify the Buy Back presentation on CBA for a SMSF in pension phase. If the purchase price was $80 and the Buy Back price was $86 you mentioned the Capital portion was ~$21 and the Dividend portion was ~$64. If the Franking Credit is part of the Dividend then I am uncertain how the total return gets to ~$113? Would you shed some light.

Can you explain with the CBA buy back the advantage at selling at a 14% discount .What would our returns be .We have a SMSF ,with no other income,we purchased them at around $5.00 and are the other banks having a buy back?Thanks very much,i do enjoy listening to your show.

Hi Paul I am a long suffering holder of QBE shares. Following their recent results announcement the shares have finally returned to the price I paid for them. Do you think there is any more upside to their share price?