Dear %%first_name%%,

Happy New Year to all, and I hope 2012 brings your DIY super portfolios many happy returns. I have a good feeling about this year and I’ve got 10 predictions for you in my 2012 outlook in today’s report.

Also in the Switzer Super Report, we take a look at what 2012 holds for the real estate market and if the two interest rate cuts we got late last year will be enough to push prices higher. Plus, Rudi Filapek-Vandyck points you to two factors that he believes need to turn in order to take stocks higher, and we have some holiday SMSF homework for you to do so you can get your fund scrubbed up and ready for the year.

I hope you enjoyed the Christmas break. Welcome back!



Sincerely,

Peter Switzer

Using a transition to retirement strategy as you approach retirement can be very tax effective. Read what Paul Rickard has to say in How transition to retirement boosts your super.