Dear %%first_name%%,

Stocks are being pulled in all directions, recoiling on silly comments from US politicians one day and rebounding on good comments the next. So will they ultimately go up or down? You can find out in my note today in which I give my prediction for where the markets are headed as we close out the year and begin with the new. Plus I throw in a few stock tips.

Also in the Switzer Super Report, CSL has busted through $50 a share, but can it go higher? James Dunn takes a closer look at the biotech star. And as global conditions begin to improve and risk returnsĀ  to the market, JP Goldman looks at the potential to tap the emerging markets at a relatively cheap price. Plus, we have seven tips for using a transition to retirement pension. Happy investing!



Sincerely,

Peter Switzer

Term deposit rates continue to come in, with three-month to five-year rates now all down below 5%. You can compare the latest term deposit rates using our interest rates table on the Switzer Super Report website.