Dear %%first_name%%,

Last year was a good year for the market and Switzer Super Report subscribers. The ASX 200 ended up nearly 10% and I think after a few bumps at the beginning of this year, we’re on track for another 10% rise in 2014.

One of most read articles over the last year was the introduction of our growth-based stock portfolio on 14 January http://www.switzersuperreport.com.au/2013/growth-biased-stock-portfolio-2013/. We introduced this stock portfolio following the success of our income-orientated portfolio.

Both these portfolios have continued to outperform the market. In our best of the best today, we have Paul Rickard giving their November update where they both outperformed the market by at least 3.5%. Our first regular issue for January on Monday will have their annual performance update – and I promise you, you won’t be disappointed.

Also today, I wanted to share with you what we do with our Switzer family SMSF. The history of our fund, and how we decide our asset allocation, is our My SMSF for today. You can also check out our end of year clean-up here.

On the same theme, never forget the importance of dollar cost averaging. Way back in June I was reminding readers that a market dip should also be considered a buying opportunity and getting back in, doesn’t necessarily mean that I got out. See how it all works below.

And you can never go past Barrie Dunstan for wise advice. He’s been managing his own SMSF for over a decade and in our ‘best of’ today we include his take on why you need international shares in your SMSF.

To top it off, we’ve got some tips from Tony Negline on what to do with kids and superannuation and when it might be appropriate to add them to your SMSF.

Thanks for all your support in 2013 and here’s to another fabulous year in 2014.



Sincerely,

Peter Switzer